The credit union that works for private education.
Grow my savings every month
Access a fair loan when I need it







Built for everyone who keeps private schools moving.
Teachers, proprietors, administrators, non-teaching staff, educational entrepreneurs, cleaners, drivers, and support workers all belong in one member-owned financial community.

Savings
Build a disciplined savings culture around school life.
APECCU gives members practical savings plans for salaries, school cycles, emergencies, and future goals without making the experience feel complicated.
Start savingLoans
Affordable credit for people and schools that need room to grow.
Teachers, proprietors, administrators, and education entrepreneurs can access respectful credit for personal needs, school operations, infrastructure, and growth.
Explore loans

Digital access
A clean member experience from signup to repayment.
Members can join, contribute, review statements, receive notifications, and follow loan activity through a focused digital workspace.
View portalMember portal
Keep every member closer to their money.
The portal gives members a focused place to see contributions, loans, statements, notifications, and repayment activity.
Statement
GHS 18,450
Current savings
APECCU
Total savings
GHS 18,450
Loan activity
Member voices
Practical support for real education workers.
"APECCU gives private school teachers the kind of financial confidence we need. The process feels clear and respectful."
Akosua Mensah
Basic School Teacher, Accra
Join the future of financial empowerment in education.
Open the door to smarter savings, affordable loans, and a cooperative institution built for Ghana's private education sector.
