The credit union that works for private education.

Grow my savings every month

Access a fair loan when I need it

Smiling APECCU member thinking about savings
Teachers
Proprietors
Administrators
Non-teaching staff
Education entrepreneurs
Support workers

Built for everyone who keeps private schools moving.

Teachers, proprietors, administrators, non-teaching staff, educational entrepreneurs, cleaners, drivers, and support workers all belong in one member-owned financial community.

Flexible savingsAffordable loansMember-focused servicesSecure recordsEducation-sector support

Savings

Build a disciplined savings culture around school life.

APECCU gives members practical savings plans for salaries, school cycles, emergencies, and future goals without making the experience feel complicated.

Start saving

Loans

Affordable credit for people and schools that need room to grow.

Teachers, proprietors, administrators, and education entrepreneurs can access respectful credit for personal needs, school operations, infrastructure, and growth.

Explore loans

Digital access

A clean member experience from signup to repayment.

Members can join, contribute, review statements, receive notifications, and follow loan activity through a focused digital workspace.

View portal

Member portal

Keep every member closer to their money.

The portal gives members a focused place to see contributions, loans, statements, notifications, and repayment activity.

Savings tracking
Loan management
Member statements
Payment notifications

APECCU

Total savings

GHS 18,450

Monthly contributionPaid
Savings account
GHS 18,450
Loan balance
GHS 6,200
Next repayment
28 Jun

Member voices

Practical support for real education workers.

"APECCU gives private school teachers the kind of financial confidence we need. The process feels clear and respectful."

Akosua Mensah

Basic School Teacher, Accra

Join the future of financial empowerment in education.

Open the door to smarter savings, affordable loans, and a cooperative institution built for Ghana's private education sector.